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Employers know the value of making sure that their employees are covered
against the devastating loss of income due to injury. While
every business is required to carry workers compensation
insurance for workplace injury, many do not make disability
income protection for non work-related injury or illness
available. One solution is to offer voluntary group disability
coverage, wherein the employer makes the coverage available, but
the employees pay the premium. This gives employees the chance
to buy a group-type product that would not otherwise be
available to them on an individual basis.
Many other options are available to the employer wishing to offer group
coverage to their workforce: Short and Long Term Disability
coverage can be purchased with many different options, waiting
periods and benefit periods. Each group has unique
characteristics that need to be evaluated in determining the
best design.
Whether it is voluntary or standard group coverage, your Strategic
Business Solutions insurance professionals will help you create
the plan that best fits your business.
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